Updated: Apr 18, 2020
amidst the covid-19 pandemic, you may be flustered and thinking what should I do?
...make a pink lemonade cocktail, kick back your feet and JUST BREATHE.
We have prepared a list of helpful practical things for you to take care of.
Before you do that, take a moment for yourself and just relax. Worrying, being scared or drowning in anxiety actually won't help your situation, but rather would make it worse. Why? You may not be in the right state of mind to make sound decisions. Worse, when your body is stressed out (i.e., in fight or flight mode), your immune system shuts down and you can get sick. (Refer to Dr. Bruce Lipton's video on this topic.)
The reality is, you are not alone. It's not the end of the world, nor are you in immediate danger. You will be OK!
The key is to do something that calms your body and mind. Some like to meditate, others prefer to watch motivational videos or listen to songs that pump them up. Our editor's all time favourite is Eminem's Not Afraid. Whatever works for you, do it!
“When you are in a calm state, you are more prepared to come up with a sound game plan”
What are the priorities that need to be taken care of? Make a list and beside each item indicate whether it is top priority or it can wait.
Many businesses recognize the financial hardships of their customers and likely have relief programs or payment deferrals established. Below are some priority items to consider, as you make your list to help reduce the outflow of expenses:
Check your municipality for any property tax payment deferral or relief programs.
Call your car leasing or financing company to inquire about any relief programs. See article on auto loan payment and debt relief.
If you finance or lease a car and you are not driving it, call your insurance company to inquire on the options. Whether you cancel the policy, reduce coverage or suspend coverage will be based on your personal needs. Be sure to inquire how it affects your insurance premium rates and what your insurance covers if you choose payment reduction option.
Once you have taken care of the above priority items and any others that you have listed, then proceed to handle the other less urgent items. We will all get through this!
If you are wondering where to find jobs, refer to this article "Who's hiring in Canada?" for the latest job demands.
Other Useful Resources:
Kids Help Phone - for children & youth ages 5 to 20